Who is Eligible?
- Medical (spouse, and/or children up to age 26)
- Dental (spouse and/or children up to age 26)
- Vision (spouse and/or children up to age 26)
- Dependent Life and Accidental Death and
Dismemberment Insurance (spouse and/or
children up to age 26)
When and How Can I Enroll?
All eligible employees are required to complete the enrollment process, even if you do not want to make changes to your benefits.
Open Enrollment
Open Enrollment for your 2025 benefits is tentatively planned for:
October 21 – 31, 2024
(subject to change)
This is your once-a-year opportunity to pick your plans or make changes to your existing coverage. The choices you make during Open Enrollment become effective on the following January 1 and remain in effect through December 31.
When you enroll you can:
- Enroll in benefits for the first time
- Change your current coverage, if needed
- Update your dependent information
- Update your beneficiary information
2024 NCC Benefits Guide
NCC Employee Benefits
Open Enrollment Presentation
New Employees
For new hires, deadlines may vary when you become eligible for the benefit plans to either elect or waive coverage. You will have an orientation meeting with Human Resources to review all of your benefit options, timing and deadlines.
Evaluate Your Needs. Consider your prior health care usage and select plans and options that fit your lifestyle and needs.
- Take regular prescription medications?
- Anticipating surgery or non-preventive dental care?
- Did you experience a qualifying life event this year?
- Review your current plans to ensure you have the coverage you need.
Review this benefits website to learn about your plan options.
A little bit of planning will help you select the best plans, coverage levels, and financial programs for your unique situation.
NCC Open Enrollment Sessions
Changing Coverage During the Year
Certain life events provide you a 30-day window to elect benefits or change your covered dependents.
What is a Qualifying Life Event? If you experience any of the scenarios below, you may be eligible to update your benefit elections mid-year:
- Marriage, divorce, or legal separation
- Birth or adoption of a child
- Commencement or termination of adoption proceedings
- Change in child’s dependent status
- Death of a dependent
- Loss or gain of other health coverage for you and/or dependents
- Change in employment status
- Change in Medicaid/Medicare eligibility for you or a dependent
- Receipt of a Qualified Medical Child Support Order
Remember, dependent verification will be required.
All active employees covering a spouse on their medical plan must complete a Coordination of Benefits Form.
If you have questions about your eligibility or enrollment process, contact HR Benefits on (302) 395-5980 or email at HRBenefits@newcastlede.gov.
