Changing Coverage During the Year
Certain life events provide you a 30-day window to elect benefits or change your covered dependents.
What is a Qualifying Life Event? If you experience any of the scenarios below, you may be eligible to update your benefit elections mid-year:
- Marriage, divorce, or legal separation
- Birth or adoption of a child
- Commencement or termination of adoption proceedings
- Change in child’s dependent status
- Death of a dependent
- Loss or gain of other health coverage for you and/or dependents
- Change in employment status
- Change in Medicaid/Medicare eligibility for you or a dependent
- Receipt of a Qualified Medical Child Support Order
Remember, dependent verification will be required.
All active employees covering a spouse on their medical plan must complete a Coordination of Benefits Form.
If you have questions about your eligibility or enrollment process, contact HR Benefits on (302) 395-5980 or email atย HRBenefits@newcastlede.gov.
